How Much STD Testing Costs
What you are actually paying for
A published STD test price bundles a few things: the lab-draw slot and supplies, processing at a CLIA-certified laboratory, physician oversight of the order, and delivery of results to a private online account. There is no office visit to pay for, because there is no office visit — you order online and walk into a lab.
The biggest cost decision is single test versus panel. Singles are inexpensive when you know exactly what you are looking for. Panels cost more in total but far less per infection covered — and because many STIs are silent and frequently travel together, a panel is usually the better value when more than one infection is a realistic possibility.
Single-test prices (published October 17, 2026)
The lab network this site recommends publishes its pricing openly. As of this writing: chlamydia $59, gonorrhea $59, a combined chlamydia-and-gonorrhea 2-test $99, syphilis (RPR) $49, HIV 4th-generation $49, HIV RNA early detection $129, herpes type 1 $45, herpes type 2 $45, hepatitis A, B, and C $24 each, trichomoniasis $99, and Mycoplasma genitalium $99.
Prices move over time; treat the live pricing page as the source of truth at the moment you order. The figures here are stated as published on the date this guide was verified.
single HIV (4th generation) or syphilis RPR test, published price
single chlamydia or gonorrhea test, published price
single herpes type 1 or type 2 test, published price
Panels: where the math changes
The 10-Test Panel — HIV types 1 and 2, herpes 1 and 2, hepatitis A, B and C, chlamydia, gonorrhea, and syphilis — is $139. The 13-Test Panel adds trichomoniasis, Mycoplasma genitalium, and a wellness panel, for $259. Buying that same coverage as separate singles runs well into the $300s before any fees. Panels push the total order price above any single test while packing far more coverage per dollar.
There is a reason panels dominate real-world ordering: industry-side cost data puts the typical order for this service around the $205 mark — roughly what happens when people stop counting per-test and start covering the realistic set of infections for their situation. That figure is advertiser-reported context, not a clinical recommendation; the panel that fits you is a question for a clinician.
10-Test Panel — ten infections in one lab visit
13-Test Panel — adds trichomoniasis, mycoplasma, and wellness screening
Fees, coupons, and the number you actually pay
Two checkout facts to plan around. First, the published order flow adds a $6 non-refundable physician-oversight fee (a WMG fee) to every order — it is part of how the service is structured, not an optional add-on. Second, the links on this site attach a $10-off coupon (code 10OffOrder) automatically, so a 10-Test Panel nets to about $135 ($139 − $10 + $6) when ordered through them.
Speed is not an upsell. Standard results come back in about 1 to 2 days through the online account, included in the published price — there is no rush fee layered on top. The one place money re-enters after a positive result is treatment: a phone consultation with a clinician is offered after positive results, and a prescription, when the clinician decides to issue one, is handled within that consultation.
non-refundable physician-oversight fee added to every order at checkout
≈$135[stdcheck-pricing]
net 10-Test Panel after the $10 coupon and the $6 fee
Insurance, self-pay, and why the price looks the way it does
This network does not accept health insurance — by design. Its published position: declining insurance keeps testing from being billed to an insurer and keeps results off a shared medical record, and its payment page notes that when people do pay for testing with insurance elsewhere, the insurance company is automatically notified of the claim.
The flip side is price transparency: what you see is what you pay, with no explanation of benefits (EOB) document arriving afterward that itemizes the service for whoever holds the policy. For people on a parent's or spouse's plan, that paper trail is often the entire reason self-pay exists. Health savings accounts (HSAs) and flexible spending accounts (FSAs) are accepted alongside cards, prepaid cards, PayPal, Apple Pay, Google Pay, and Venmo — so tax-advantaged health dollars can cover the order without involving the insurer at all.
Lower-cost public routes, in concept
Private lab-draw ordering is not the only path. Public health departments and community clinics in many areas operate STI clinics where testing is offered at no cost or on a sliding scale based on income. The tradeoffs there are usually logistics rather than test quality: limited hours, in-person intake, possible waits, and fewer infections covered per visit than a panel.
A sensible strategy many people use: private, fast, panel-based testing when timing or breadth matters, and public-clinic screening when budget is the constraint. Choosing one does not foreclose the other, and neither replaces a clinician's advice about which infections you should actually be screened for.
Cancellation, refunds, and price honesty
The published refund terms: you may cancel before your lab visit and within 21 days of purchase, and the refund is the original payment amount minus a 20% cancellation fee; after 21 days, the policy offers no refunds. Unused orders can be converted into account credit by contacting the service by phone — a middle option worth knowing about before assuming the fee is unavoidable.
Every price in this guide is as published on October 17, 2026 and can change without notice — re-check the pricing page before ordering. This page is informational only and is not a substitute for professional medical advice about which tests you need or how to time them.
Frequently asked questions
Why do panels cost less per test than single tests?
Because the fixed costs — the lab draw, the requisition, physician oversight, the results account — are paid once per order rather than once per infection. Splitting them across ten infections is why the 10-Test Panel at $139 costs only about 2.4× a single $59 chlamydia test while covering ten infections instead of one.
Will my insurance lower the price?
Not here — this network does not accept health insurance, so there is no claim to send and no negotiated rate. That is deliberate: its published framing is that skipping insurance keeps the order off insurer records and off shared medical records. If you have an HSA or FSA, both are accepted, and lab tests count as a medical expense for those accounts.
Are results or the doctor consultation extra?
Results in about 1 to 2 days through your online account are included in the published price — no rush surcharge. A phone consultation with a clinician is made available if a result comes back positive; if that clinician chooses to prescribe treatment, the prescription is arranged within that consultation.
What happens if I change my mind and cancel?
Cancel before your lab visit and within 21 days of purchase, and you receive a refund of the original payment minus a 20% cancellation fee. After 21 days the published policy offers no refunds, though unused orders can be converted into credit toward future purchases instead of expiring silently.
Sources
- STDcheck — STD test prices and packages — STDcheck (accessed 2026-10-17)
- STDcheck — Payment options, refunds, and cancellation terms — STDcheck (accessed 2026-10-17)
- STDcheck — Privacy promise (insurance and billing practices) — STDcheck (accessed 2026-10-17)
- STDcheck — How STD testing works (process and results timing) — STDcheck (accessed 2026-10-17)
Last verified: October 16, 2026